Edith is dead. And her three best friends are staring down the barrel of a dead-end future. Minnie and Sarah didn’t imagine a life of poverty in Tenderloin, San Francisco, when they set out to be teachers a lifetime ago. And Jeanette didn’t see herself here either after a youth lived in luxury. When the friends find a stack of credit cards while cleaning out dead Edith’s house, they can’t help but think she would want them to live a little. Or maybe a lot. And surely, no one could track fraudulent charges back to them. Their indulgence begins with an innocent road-trip across the United States but soon debt collectors Sergio and George are hot on their tail, even as they flee to Italy. As the stakes get higher, so do their balances and credit limits, and the friends begin to realize the game they’re playing is bigger and more dangerous than they could have imagined.